Top-Floor 3-Bedroom New-Build Penthouse, Arroyo Vaquero, Estepona
Arroyo Vaquero, Estepona · Malaga
3 Bed3 Bath146 m²Energy: G
Description
This 146 m2 penthouse occupies the top floor of a 27-home new-build development in Arroyo Vaquero, Estepona, and is one of only two penthouses in the building. The property has 3 bedrooms, 3 bathrooms, and a private solarium that sits above the main living level. Pre-installation for air conditioning is included throughout, and all bedrooms have built-in wardrobes. A garage space comes with the purchase.Arroyo Vaquero is a quieter residential pocket on the western edge of Estepona, approximately 2 kilometres from the coastline. The area sits close to the N-340 coastal road, giving straightforward access to Estepona town centre and its Paseo Marítimo. Playa de la Rada, one of the Costa del Sol's longest beaches, is reachable within a short drive. Local services including supermarkets and restaurants are available along the main road corridor connecting Arroyo Vaquero to central Estepona.Community fees for this development are currently set at zero, and the IBI figure is not yet confirmed for this new-build property. The energy rating is G. Málaga Airport is approximately 20 minutes by car, making Arroyo Vaquero a practical base for buyers who travel frequently.
Features
- Private solarium
- 3 bedrooms
- 3 bathrooms
- Built-in wardrobes
- Air conditioning pre-installation
- Garage space
- Top-floor position
- New build
- Energy rating G
- 20 minutes to Málaga Airport
Property Details
| Property Type | Penthouse |
| Bedrooms | 3 |
| Bathrooms | 3 |
| Built Area | 146 m² |
| Floor | 2 / 2 |
| Energy Certificate | G |
| Reference | 53121749-02 |
Distances & Nearby
- airport
- 20 min (Málaga AGP)
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Location
Arroyo Vaquero, Estepona · 36.4117, -5.1907
About Arroyo Vaquero, Estepona
Estepona is one of the most popular destinations on Spain's Costa Blanca.
Frequently Asked Questions
What purchase costs should I budget for beyond the asking price?
As a new build in Andalucía, this purchase carries IVA (VAT) at 10% of the purchase price plus AJD stamp duty at 1.2% of the purchase price. ITP does not apply. Additional costs include notary fees (typically EUR 600–1,200), land registry fees (typically EUR 400–800), and legal fees at approximately 1% of the purchase price plus VAT. Reduced rates and local allowances may apply if you meet the region's conditions — for example, age, large-family or disability status, or buying a primary residence — so it is worth checking before you finalise your budget.
Can I get a mortgage as a non-resident buyer in Spain?
Non-resident buyers can generally obtain Spanish mortgages, though lenders typically require a deposit of 30–40% of the purchase price. Current variable and fixed mortgage rates in Spain range broadly from 3.5% to 4.5%, depending on the lender, term, and your financial profile. We recommend speaking to an independent mortgage broker who works with non-resident applicants.
What are the ongoing running costs for this penthouse?
Community fees are currently set at zero for this development. The annual IBI (council tax) figure is not yet confirmed for this new-build property. Basura (refuse collection) charges have not been confirmed. Utility costs will depend on usage.
Can I view the property remotely before visiting in person?
Yes. We can arrange a video viewing at a time that suits you, giving you a live walkthrough of the property and the development. In-person viewings can be scheduled once you are in the area. Contact us to book either option.
Is this penthouse suitable as a rental investment?
Estepona and the surrounding western Costa del Sol attract consistent holiday rental demand. Arroyo Vaquero's proximity to the beach and Estepona town centre makes it a viable location for short-term letting, subject to obtaining the required tourist licence from the Junta de Andalucía. We recommend speaking to a local letting agent for realistic occupancy and income expectations.
What does the purchase process involve for overseas buyers?
You will first need a Spanish NIE (tax identification number), which can be obtained at a Spanish consulate or in Spain itself. The process typically starts with a reservation agreement and a holding deposit to take the property off the market, followed by a private purchase contract (arras) where a further deposit is paid. Completion takes place before a notary, at which point the balance is transferred and the title deeds are signed. We strongly recommend appointing an independent solicitor to act on your behalf throughout.
Maya Kallio💚
The Heart of Our Operations
Co-founder of OceanHome. Helping international buyers find their dream property in Spain since 2004.
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Key Details
- Type
- penthouse
- Bedrooms
- 3
- Bathrooms
- 3
- Build Size
- 146 m²
- Energy Rating
- G
