Third-Floor 1-Bedroom New-Build Apartment in Centro, Estepona
Centro, Estepona · Malaga
1 Bed1 Bath64 m²Energy: G
Description
This 64 m2 new-build apartment sits on the third floor of an 8-unit development in Centro, Estepona, offering one bedroom, one bathroom and a private terrace. The building includes a lift, video intercom and porcelain stoneware flooring throughout. Built-in wardrobes are fitted in the bedroom, and air conditioning is installed. The development comprises just 8 homes in total, giving the building a notably small-scale, low-density character.Centro, Estepona places residents within walking distance of the old town's whitewashed streets, the Plaza de las Flores and the weekly market on Calle Terraza. Playa de la Rada, the town's main beach along the Paseo Marítimo, is approximately 1 km from the development. The N-340 and AP-7 motorway are quickly accessible, and Málaga AGP airport is around 20 minutes by car.Community fees are not yet confirmed for this development; buyers should ask the agent for the current figure. IBI is also pending confirmation. The apartment carries an energy rating of G. Centro, Estepona attracts both full-time residents and short-let investors given its proximity to the beach and the town's year-round amenity base.The development's communal areas include a swimming pool, landscaped gardens, a rooftop solarium and a gym. Each of these facilities is included within the residential complex. The private terrace to this apartment provides outdoor space directly accessible from the living area.
Features
- New build
- Communal pool
- Lift
- Private terrace
- Built-in wardrobes
- Air conditioning
- Video intercom
- Porcelain stoneware flooring
- Community solarium
- Community gym
- Community gardens
Property Details
| Property Type | Apartment |
| Bedrooms | 1 |
| Bathrooms | 1 |
| Built Area | 64 m² |
| Floor | 3 |
| Energy Certificate | G |
| Reference | 17631063-03 |
Distances & Nearby
- airport
- 20 min (Málaga AGP)
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Location
Centro, Estepona · 36.4334, -5.1531
About Centro, Estepona
Estepona is one of the most popular destinations on Spain's Costa Blanca.
Frequently Asked Questions
What are the purchase costs for a new-build apartment in Andalucía?
As a new build in Andalucía, this purchase carries IVA (VAT) at 10% of the purchase price plus AJD stamp duty at 1.2%. ITP does not apply. Additional costs include notary fees (typically EUR 600–1,200), land registry fees (typically EUR 400–800) and legal fees of around 1% of the purchase price plus VAT. Reduced rates and local allowances may apply if you meet this region's conditions — for example, age, large-family or disability status, or buying a primary residence — and it is worth checking before you budget.
Can non-residents get a mortgage to buy this apartment?
Spanish banks typically lend non-residents up to 60–70% of the purchase price or valuation, whichever is lower, so buyers should expect to provide a deposit of 30–40%. Current variable and fixed mortgage rates are broadly in the range of 3.5–4.5%, though individual offers vary by lender, nationality and income profile. A mortgage broker with experience in Spanish new-build purchases is advisable.
What are the ongoing running costs?
Community fees for this development are not yet confirmed; please ask the agent for the current figure. Annual IBI (council tax) has not yet been assessed for this new-build property. Basura (refuse collection) charges are set by the local council and are also to be confirmed. Budget separately for utilities including electricity, water and broadband.
Can I view the apartment remotely before travelling to Estepona?
Yes. OceanHome can arrange a live video viewing via WhatsApp or video call at a time to suit you. We can walk through the apartment and the communal areas in real time and answer questions on the spot. An in-person visit can then be arranged once you are ready to proceed.
Is this apartment suitable as a rental investment?
Centro, Estepona is a tourist zone with year-round demand driven by beach visitors, the old town and access to the Costa del Sol's golf and leisure offer. Short-let licences in Andalucía are issued by the Junta de Andalucía and require meeting specific habitability standards; buyers should verify licence eligibility with a local lawyer before purchase. The agent can provide guidance on the local rental market without guaranteeing specific yield figures.
What does the purchase process look like in Spain?
You will first need a Spanish tax identification number (NIE), obtainable in Spain or via a Spanish consulate in your country of residence. Once you have agreed a price, a reservation fee (typically EUR 3,000–6,000) is paid to take the property off the market. This is followed by a private purchase contract (arras or contrato de compraventa), at which point around 10% of the purchase price is usually exchanged. The balance is paid at the notary on the day of completion, when title transfers to the buyer. For new builds, payment schedules may differ and are set out in the developer's contract.

Maya Kallio💚
The Heart of Our Operations
Co-founder of OceanHome. Helping international buyers find their dream property in Spain since 2004.
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Key Details
- Type
- apartment
- Bedrooms
- 1
- Bathrooms
- 1
- Build Size
- 64 m²
- Energy Rating
- G


