Second-Floor 3-Bedroom New-Build Apartment, Whater Gardens
Whater Gardens, Estepona · Malaga
4 Bed2 Bath236 m²Energy: G
Description
Situated on the top floor of a two-storey new-build development in Whater Gardens, Estepona, this 313 m2 apartment is one of 14 homes across the entire complex. The property has 3 bedrooms, 3 bathrooms, and includes 2 underground parking spaces. Interiors feature underfloor heating throughout, air conditioning, built-in wardrobes, and a home automation system. Porcelain tile flooring runs throughout, and the second-floor position means the apartment sits at the highest level of the building.Whater Gardens sits within Estepona's western residential belt, approximately 1 km from the coastline and around 20 minutes from Málaga AGP airport by car. The development is within reach of Estepona's old town, where Calle Real and the Plaza de las Flores host daily markets and independent shops. Playa de la Rada, one of the longest beaches on the Costa del Sol at over 2 km, is accessible by car in under 10 minutes. Whater Gardens is close to several golf courses along the New Golden Mile corridor.Community fees are currently set at nil. IBI figures are not yet available for this new-build property, as the catastral reference has not yet been assigned. The energy rating is G. As a new build in Andalucía, this purchase carries IVA (VAT) at 10% of the purchase price plus AJD stamp duty at 1.2%. ITP does not apply. Reduced rates and local allowances may apply if you meet this region's conditions, for example age, large-family or disability status, or buying a primary residence, and this is worth checking before you budget.
Features
- New build
- Communal pool
- Communal gym
- Communal solarium
- Lift
- 2 parking spaces
- Underfloor heating
- Air conditioning
- Built-in wardrobes
- Home automation
- Alarm system
Property Details
| Property Type | Apartment |
| Bedrooms | 4 |
| Bathrooms | 2 |
| Built Area | 236 m² |
| Floor | 0 / 2 |
| Energy Certificate | G |
| Reference | 50117464-09 |
Distances & Nearby
- airport
- 20 min (Málaga AGP)
✈️
Location
Whater Gardens, Estepona · 36.4681, -5.0490
About Whater Gardens, Estepona
Estepona is one of the most popular destinations on Spain's Costa Blanca.
Frequently Asked Questions
What purchase costs should I budget for beyond the asking price?
As a new build in Andalucía, this purchase carries IVA (VAT) at 10% of the purchase price plus AJD stamp duty at 1.2% of the purchase price. ITP does not apply. On top of those taxes, allow for notary fees (typically EUR 600–1,200), land registry fees (typically EUR 400–800), and legal representation at roughly 1% of the purchase price plus VAT. Reduced rates and local allowances may apply if you meet this region's conditions — for example age, large-family or disability status, or buying a primary residence — and it is worth checking before you finalise your budget.
Can I get a mortgage as a non-resident buyer?
Spanish lenders typically offer non-resident buyers mortgages covering 60–70% of the purchase price or valuation (whichever is lower), meaning a deposit of 30–40% is usually required. Current variable and fixed mortgage rates in Spain are broadly in the 3.5–4.5% range, though the rate you are offered will depend on your financial profile and the lender. An independent mortgage broker with experience in Spanish property can help compare products across multiple banks.
What are the ongoing running costs for this apartment?
Community fees are currently set at nil, though this may change once the development is fully occupied and the owners' community is formally constituted. Annual IBI (local property tax) figures are not yet available, as the catastral reference has not been assigned for this new-build unit. There is no basura (refuse collection) charge on record at this stage. We recommend requesting an updated cost schedule from the developer before exchange.
How do I arrange a viewing?
You can book an in-person viewing through our Estepona office at a time that suits you. If you are based outside Spain, we also offer accompanied video viewings via WhatsApp or video call, where an agent walks through the apartment and the communal areas in real time so you can ask questions as you go. Contact us to confirm availability.
Does this apartment have rental potential?
Estepona holds a tourist licence zone designation, and properties in the Whater Gardens area attract both short-term holiday lets and longer-term residential tenants. Demand is driven by the proximity to the beach, golf courses along the New Golden Mile, and the 20-minute drive to Málaga airport. As a 313 m2 apartment with 3 bedrooms and communal facilities including a pool and gym, the property is well suited to the premium holiday rental market. We do not publish estimated yield figures, but our lettings team can provide current rental comparables on request.
What are the main steps in the Spanish purchase process?
You will first need an NIE (Número de Identificación de Extranjero), the tax identification number required for all Spanish property transactions. Once you have agreed terms, a reservation agreement is typically signed and a holding deposit paid to take the property off the market. This is followed by a private purchase contract (arras), at which point a further deposit — usually 10% of the purchase price — is paid. The sale is then completed before a notary, who registers the transfer. Your legal representative will carry out due diligence on the new-build licences, developer guarantees, and planning status throughout the process.
Maya Kallio💚
The Heart of Our Operations
Co-founder of OceanHome. Helping international buyers find their dream property in Spain since 2004.
WhatsAppEnquire About This PropertySchedule a CallLanguages:EnglishFinnishSwedishSpanish
View LinkedIn ProfileQuick Enquiry
Interested in this property? Send us a message.
By submitting, you agree to our privacy policy.
Key Details
- Type
- apartment
- Bedrooms
- 4
- Bathrooms
- 2
- Build Size
- 236 m²
- Energy Rating
- G
