Top-Floor 3-Bedroom New-Build Penthouse, El Higuerón, Fuengirola
El Higuerón, Fuengirola · Malaga
3 Bed2 Bath180 m²Energy: G
Description
A new-build penthouse of 180 m2 on the third and top floor of a residential complex in El Higuerón, Fuengirola, offering panoramic views across the surrounding hills and coastline. The apartment has 3 bedrooms, 2 bathrooms, and a private terrace, along with underfloor heating and a home automation system throughout. A lift serves all floors and parking is included with the property.El Higuerón sits at the western edge of Fuengirola, bordered by the A-7 coastal road and the Reserva del Higuerón resort. The area is within 20 minutes of Málaga AGP airport by car. Several golf courses are accessible within the wider El Higuerón district, and the promenade and beach at Fuengirola town centre is a short drive east along the coast road.Estimated community fees are 115 EUR per month and estimated annual IBI is 3,000 EUR. The property carries an energy rating of G. As a new build in El Higuerón, Fuengirola, this unit benefits from the security of a gated complex with an alarm system already installed.
Features
Communal pool
Private terrace
Parking included
Lift
Alarm system
Panoramic views
Underfloor heating
Near golf
Gated security
Home automation
Air conditioning
New build
Property Details
Property Type
Penthouse
Bedrooms
3
Bathrooms
2
Built Area
180 m²
Floor
3 / 3
Energy Certificate
G
Reference
98296357-01
Distances & Nearby
✈️
airport
20 min (Málaga AGP)
Location
El Higuerón, Fuengirola · 36.5825, -4.6016
About El Higuerón, Fuengirola
El Higueron is an exclusive hillside enclave perched between Fuengirola and Benalmadena on the Costa del Sol, renowned for its luxury residential developments, panoramic Mediterranean views, and proximity to several championship golf courses. The area attracts discerning international buyers seeking a prestigious address with easy access to Malaga Airport and the cosmopolitan amenities of the coast.
What purchase costs should I budget for on top of the asking price?
As a new build in Andalucía, this purchase carries IVA (VAT) at 10% of the purchase price plus AJD stamp duty at 1.2%. ITP does not apply. These rates are set by the Autonomous Community of Andalucía. You should also allow approximately EUR 600–1,200 for notary fees, EUR 400–800 for land registry fees, and around 1% of the purchase price plus VAT for legal representation. Reduced rates and local allowances may apply if you meet this region's conditions — for example age, large-family or disability status, or buying a primary residence — so it is worth checking before you finalise your budget.
Can I get a mortgage as a non-resident buyer?
Non-resident buyers can typically obtain a mortgage from a Spanish lender, but most banks require a deposit of between 30% and 40% of the purchase price. Current variable and fixed rates in Spain are broadly in the 3.5%–4.5% range, though the exact rate will depend on your financial profile and the lender. We can connect you with independent mortgage brokers experienced in cross-border purchases.
What are the ongoing running costs for this penthouse?
Estimated community fees are EUR 115 per month, covering shared areas including the communal pool, lift maintenance, and security. The estimated annual IBI (local property tax) is EUR 3,000. Please note both figures are estimates at this stage of the development. There is no basura (refuse collection charge) figure available at present — ask the agent for the latest information.
Can I view the property remotely before travelling to Spain?
Yes. We offer video viewings by appointment, which allow you to tour the property and ask questions in real time without travelling. This is particularly useful for new-build units where show apartments or CGI walkthroughs may also be available. Contact us to arrange a time that suits you.
Does this penthouse have rental potential?
El Higuerón is an established tourist area on the Costa del Sol and properties here do attract holiday rental demand. Short-term tourist rentals in Andalucía require a Vivienda con Fines Turísticos (VFT) licence issued by the Junta de Andalucía. We do not quote yield percentages as these depend on occupancy rates, management costs and seasonal pricing, all of which vary. An independent letting agent familiar with the El Higuerón market can provide realistic projections.
What does the buying process look like from offer to completion?
You will first need an NIE (Número de Identificación de Extranjero), which is a Spanish tax identification number required for any property purchase. Once an offer is agreed, a reservation agreement is typically signed alongside a holding deposit to take the property off the market. This is followed by a private purchase contract (contrato de arras), at which point around 10% of the purchase price is usually paid. The transaction completes before a Spanish notary, at which point the remaining balance, taxes and fees are settled and title passes to you. We recommend appointing an independent Spanish solicitor to act on your behalf throughout.