New Build 3-Bedroom Apartment in Centro, Guardamar Del Segura
Centro, Guardamar del Segura · Alicante
3 Bed2 Bath338 m²Built 1965Energy: G
Description
At EUR 432,000, this 3-bedroom apartment in CENTRO offers 338 m2 with 2 bathrooms. The building dates from 1965. Centro is a residential area within Guardamar Del Segura. The closest airport is 35 min (Alicante-Elche ALC). The price of EUR 432,000 works out to EUR 1,278 per square metre. The energy rating is G. Parking is included. The building has a lift. As a new build, buyers pay 10% IVA (VAT) instead of transfer tax.
Features
Communal pool
Near beach
Terrace
Parking
Lift
Underground parking
Air conditioning
Garden
Property Details
Property Type
Apartment
Bedrooms
3
Bathrooms
2
Built Area
338 m²
Floor
1 / 5
Year Built
1965
Energy Certificate
G
Reference
11332432-04
Distances & Nearby
✈️
airport
35 min (Alicante-Elche ALC)
Location
Centro, Guardamar del Segura · 38.0958, -0.6582
About Centro, Guardamar del Segura
Guardamar del Segura's Centro is the walkable heart of this laid-back coastal town, where tree-lined streets lead from the weekly market square down to the Blue Flag beaches. The area is particularly valued for its proximity to the Parque Natural de las Dunas, a unique landscape of protected sand dunes and coastal pinewoods that provide a tranquil green buffer between the town and the sea, creating an environment quite unlike any other on the Costa Blanca.
For this new build at EUR 432,000, you will pay 10% IVA (EUR 43,200), stamp duty of 1.5%, notary fees around EUR 900, land registry approximately EUR 650, and legal fees of about EUR 5,227. Total estimated costs come to approximately EUR 56,457.
Is mortgage financing available?
Non-resident buyers can typically borrow up to 60-70% of the purchase price. For this apartment at EUR 432,000, a 60% mortgage would be EUR 259,200, requiring a deposit of EUR 172,800. At current variable rates around 4%, monthly repayments over 25 years would be approximately EUR 1368. Spanish banks require proof of income, tax returns, and a credit report from your home country.
How much are the monthly expenses?
Annual running costs for this apartment include: IBI property tax is estimated at EUR 500-900 per year; community fees are typically EUR 40-100 per month for apartments in Guardamar Del Segura; home insurance runs EUR 200-400 annually; utility bills (electricity, water, internet) average EUR 150-250 per month. Non-resident owners also pay annual income tax (IRNR) on a deemed rental value, typically EUR 300-600 per year for a property at this price level.
Can I book a viewing?
Contact Maya Kallio to arrange an in-person viewing of this apartment in CENTRO. Video viewings are also available for overseas buyers who cannot visit immediately. Viewings can usually be arranged within 24-48 hours.
What is the rental potential?
Guardamar Del Segura is primarily a residential area. Long-term rentals are more common than holiday lets. A 3-bedroom apartment could appeal to long-term tenants, especially retirees or workers. Rental income is subject to Spanish tax for non-residents. Consult a local agent for current demand levels.
How does purchasing work?
Buying property in Spain requires an NIE number, which your lawyer can help arrange. Once you agree the price, a reservation deposit secures the property. You then sign an arras contract with a 10% deposit within 2-4 weeks. The final step is signing the escritura at a notary and paying the remaining balance. Your lawyer handles due diligence, checking the property has no debts or legal issues. Allow 6-10 weeks from offer to completion.